Interactive Tool

Are you ready to be an angel investor?

Seven honest questions. Answer yes or no — there is no scoring trick, just a candid checkpoint before you write your first check.

  1. Could you lose every dollar of any single investment without it affecting your lifestyle?

  2. Do you have at least 7–10 years before you might need this money back?

  3. Do you have at least US$50,000 in truly disposable capital you could allocate to illiquid, high-risk assets?

  4. Are you prepared to make 15–30+ small investments over several years, rather than one or two large ones?

  5. Do you have domain expertise, an operating background, or a network that could genuinely help a founder, beyond capital?

  6. Are you comfortable having little control or influence after you invest?

  7. Can you realistically set aside time each month for deal sourcing and due diligence, not just writing checks?

Frequently asked questions

Is this a scientific assessment?
No — it is a simple, honest checkpoint based on the fundamentals experienced angels consistently cite (risk capital, time horizon, portfolio thinking, diligence capacity), not a scored psychometric test.
What if I answer "no" to the money-related questions?
That is the single most important signal here. Angel investing should only involve money you can genuinely afford to lose entirely — if that is not true for you right now, it is worth waiting rather than adjusting the assessment to get a different result.
I answered yes to everything — now what?
Start with our how to become an angel investor guide, then our due diligence checklist before your first deal.

What the answer means


The money test comes before everything else

The only disqualifying answer in this assessment concerns the money itself. Capital committed to angel investing should be capital you can lock away for seven to ten years and lose entirely without changing your plans, your housing, or your retirement. If the money has a job — a deposit, tuition, an emergency buffer — no amount of enthusiasm for a company makes it suitable, because the timing of a startup exit is not yours to control.

Not ready is a schedule, not a verdict

Most people who take this assessment and score badly are not permanently unsuited; they are early. The usual gaps are an emergency fund that is not yet built, no diversified core to sit behind the risky sleeve, or no realistic plan for making more than one or two investments. Each of those is fixable on a known timetable, and each is far cheaper to fix before the first cheque than after it.

Ready still means starting small

A positive result means you can begin, not that you should deploy immediately. The conventional approach is to plan for many small positions rather than a few large ones, to expect the first several to teach you more than they return, and to invest alongside more experienced investors — through a syndicate or an SPV — before leading anything yourself.